At Inscope Building Services, we know that building your dream home or undertaking a large-scale renovation is one of the biggest investments you’ll ever make. That’s why it’s important to have peace of mind throughout the process. As proud members of the NZ Certified Builders Association (NZCB), we offer the Halo 10-Year Residential Guarantee, giving you additional protection and confidence in your project’s success.
What You’re Covered For Under NZ Law
While New Zealand law provides some level of protection through implied warranties, the Halo 10-Year Guarantee goes above and beyond. Under NZ law, you’re covered for:
Building works and materials under the Building Act’s implied warranties
Tradesperson services under the Consumer Guarantees Act
Misleading claims under the Fair Trading Act
So, What Does a 10-Year Building Guarantee Offer?
While most building projects go smoothly, sometimes things can go wrong. The Halo 10-Year Residential Guarantee covers you for structural or weather-tightness defects that may arise within 10 years of completion. It also provides protection if your builder is no longer operating within the industry. This extra level of protection ensures that your investment is safeguarded, and you have the coverage you need, well beyond what’s required by law.
Is This Guarantee Required by Law?
While a 10-year warranty is implied by the NZ Building Act, banks are increasingly requesting additional coverage through a building guarantee when financing new builds or major renovations. By working with an NZCB member like Inscope, you automatically get access to the Halo 10-Year Residential Guarantee, ensuring your project meets these requirements and provides you with extra protection.
What the Halo 10-Year Guarantee Covers Above NZ Law
The Halo 10-Year Residential Guarantee offers comprehensive coverage over and above the implied warranties. This includes:
Structural elements such as foundations, walls, and roofs
Decks, including their structural supports, balusters, and handrails
Workmanship and material defects that don’t meet New Zealand Building Code standards
Defects in work provided by subcontractors or suppliers
Coverage for alternative accommodation, professional fees, and more
In addition to the structural coverage, the guarantee ensures protection against any workmanship or materials defect that doesn’t meet the required standards. If something isn’t up to code, Halo Guarantees will have your back.
Other Key Benefits of the Halo 10-Year Guarantee:
Coverage of subcontractor defects
Damage caused by a covered defect
Accommodation expenses up to 26 weeks if needed
Professional fees (e.g., engineers, surveyors) up to $20,000
Transferable to future homeowners, providing long-term value for your property
What’s the Cost?
The Halo 10-Year Guarantee costs less than 1% of your total build cost. For this small percentage, you gain an incredible amount of peace of mind, knowing your investment is fully protected.
How to Apply for the Halo 10-Year Guarantee
Only an NZCB builder can offer you the Halo 10-Year Residential Guarantee, and as proud NZCB members, we’re able to provide this additional protection. If you’re planning to build or renovate, make sure you’re covered. Reach out to us to discuss your new build, or renovation!
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